Lockdown
Not me … just my credit.
Phone rang at 1:30 in the morning. It woke me up. The caller left a voice mail message:
“An application for credit has been submitted in your name from Los Angeles, California. If this was not you, please press one. Otherwise you may disregard this call.”
Free tracing site tells me the call came from a landline in San Antonio, Texas. Can’t get any additional information without paying a fee …
I’m 99% certain this was a spammer/scammer. But it shook me up a bit.
Because I had to replace my debit card last week. Someone used my information to buy $65 of merchandise at BJ’s.
So it just seemed wise to put a freeze on my credit for awhile.
But, you didn't press one, right? My computer savvy son says they just need us to interact to know they reached a real phone number, and they've got a new number to work with.
ReplyDeleteI had someone use my Walmart credit (Capital One) once. I got a text, an email, and a phone call! Hundreds of dollars of computer equipment in one of the Great Lake states. It was ordered online, and they were supposed to pick it up at the store. I never heard more, but I hope they were able to make it seem the order went through and meet them at pickup!
I was asleep, didn’t answer the phone, didn’t press 1. Called ID Watchdog and froze my credit.
DeleteFreezing your credit was a good idea. You can always go to AnnualCreditReport.com and order credit reports from the three major credit bureaus. If you use this website address, it's free and you can order as frequently as weekly, if you are concerned.
ReplyDeleteProbably for the best. They try all sorts of tricks. Glad you were able to catch it.
ReplyDelete